Financial Budget

This one took me a long time to code. Highlight starting at print ('') all the way to the end of this page. Then right-click on the mouse and click copy. Start Python Idle, click File, drop down to New File, and paste the codes. Next, click "Run," then "Run Module." Save it with any name you like. Hope this will be helpful!

print('')

print('Understanding Your Budget')

print('')

print('Note: Please enter 0 for anything that doesn\'t pertain to you.')

print('Let\'s begin!')

print('')

r=int(input('If you rent a home, how much is your monthly rental expense? '))

rentexp=r*12

hm=int(input('If you own a home, how much is your monthly home mortgage? '))

hmort=hm*12

re=int(input('If you own a home, how much is your yearly home real estate tax? '))

hmins=int(input('If you own a home, how much is your yearly home insurance(if you have flood insurance, pleaes include). '))

termite=int(input('If you own a home, how much is your yearly termite inspection cost? '))

hmerepmaint=int(input('What is your expected cost for home repairs or maintenance this year? '))

print('')

carins=int(input('How much do you pay for car insurance every 6 month? '))

yrcarins=carins*2

cardebt=int(input('How much do you pay monthly on all car mortgages? '))

carmort=cardebt*12

carexp=int(input('What is your estimated car expense for the year? Such as tune-up, oil change, tire replacements, brakes etc... '))

f=int(input('What is your Avg Monthly Car Fuel cost? '))

fuel=f*12

ppt=int(input('What is your yearly personal property tax such as vehicles, boats etc.? '))

print('')

e=int(input('What is your Avg Monthly Electrical Bill? '))

electr=(e*12)

g=int(input('What is your Avg Monthly Home Gas Bill? '))

homegas=g*12

w=int(input('What is your Avg Monthly Water Bill? '))

ww=w*12

trashcol=int(input('What is your yearly recycling and trash expense? '))

i=int(input('What is your Avg Monthly Home Internet Bill? '))

hinternet=i*12

cable=int(input('How much do you pay monthly together for all TV streamings and/or cable TV? '))

cablecost=cable*12

c=int(input('What is your Avg Monthly Cell Phone Bill? '))

cellbill=c*12

print('')

groc=int(input('How much is your monthly grocery expense? '))

yrgroc=groc*12

eat=int(input('What is your Avg Monthly Cost For Eating Out? '))

eatout=eat*12

entert=int(input('What is your Avg Monthly Cost for entertaintment/fun? '))

yrentert=entert*12

print('')

childxp=int(input('If you have kids, what are your estimated monthly expenses for your children\'s after-school programs, such as tennis, piano, soccer, basketball, etc.? '))

childprg=childxp*12

childcare=int(input('Do you pay for childcare? If so, what is your total year childcare cost? '))

print('')

h=int(input('How much do you pay for your monthly Health Insurance Premium? '))

hlthins=h*12

rx=int(input('Do you have Prescription Drug Cost? If so, what is the yearly cost? '))

opocmed=int(input('What is your yearly out-of-pocket medical cost(such as eye and dental cost etc), excluding Rx and premium payments? '))

print('')

credit=int(input('How much do you pay monthly for past credit card debt? '))

yrcreditint=credit*12

otherexp=int(input('For the whole year, what is the amount of your other total expenses not mentioned here? '))

cost=int(rentexp+hmort+re+hmins+termite+hmerepmaint+yrcarins+carmort+carexp+fuel+ppt+electr+homegas+ww+trashcol+hinternet+cablecost+cellbill+yrgroc+eatout+yrentert+childprg+childcare+hlthins+rx+opocmed+yrcreditint+otherexp)

print('')

print('Based on your input:')

print('')

#understand what + does and , does really helps.

print('Your yearly home rental expense is',str(rentexp)+'.')

print('Your yearly home home mortgage is',str(hmort)+'.')

print('Your yearly house real estate tax is',str(re)+'.')

print('Your yearly home insurance with flood, if needed is',str(hmins)+'.')

print('Your yearly home termite inspection cost is',str(termite)+'.')

print('Your expected cost for home repair or maintenance this year is',str(hmerepmaint)+'.')

print('')

print('Your yearly car insurance is',str(yrcarins)+'.')

print('Your yearly car mortgage payment is',str(carmort)+'.')

print('Your estimated car expense for the year: tune-up, oil change, tire replacements, brakes etc, is.',str(carexp)+'.')

print('Your yearly car fuel expense is',str(fuel)+'.')

print('Your yearly personal property tax is',str(ppt)+'.')

print('')

print('Your yearly electrical bill is',str(electr)+'.')

print('Your yearly gas bill is',str(homegas)+'.')

print('Your yearly water bill is',str(ww)+'.')

print('Your yearly recycling and trash expense is',str(trashcol)+'.')

print('Your yearly home internet bill is',str(hinternet)+'.')

print('Your yearly TV streaming and/or cable TV expense is',str(cablecost)+'.')

print('Your yearly cell phone bill is',str(cellbill)+'.')

print('')

print('Your yearly grocery cost is',str(yrgroc)+'.')

print('Your yearly eating out cost is',str(eatout)+'.')

print('Your yearly expense for entertainment/fun is',str(yrentert)+'.')

print('')

print('Your estimated monthly expenses for your children\'s after-school programs, such as tennis, piano, soccer, basketball, etc., is',str(childprg)+'.')

print('Your total year childcare cost is',str(childcare)+'.')

print('')

print('Your yearly health insurance premium cost is',str(hlthins)+'.')

print('Your yearly prescription drug cost is',str(rx)+'.')

print('Your yearly out-of-pocket medical cost(i.e. eye and dental cost etc, excluding Rx and premium cost is',str(opocmed)+'.')

print('')

print('Your yearly payments on credit card debt is',str(yrcreditint)+'.')

print('Your other total expenses for the whole year not mentioned here is',str(otherexp)+'.')

print('')

print('* * * * * * * * * *')

print('Your yearly total expense is',str(cost)+'.')

print('')

input('Press "Enter" to continue with your financial budget.')

print('')

s=int(input('For each month, what is your main income(take-home) after taxes? '))

sother=int(input('For the year, please add up any other income after taxes, excluding the main income and input here. '))

income=s*12

netincome=s*12+(sother)

hpay=('%.2f'%(income/52/40))

outcome=netincome-cost

print('')

print('Based on your input, your yearly main income after taxes is',str(income),'or',str(hpay),'per hour'+'.')

print('Your total OTHER yearly income is',str(sother)+'.')

print('')

print('* * * * * * * * * *')

print('Together, your Net Income is',str(netincome)+'.')

print('')

if cost >= netincome:

print('Your cost is too high for what you make.\nUnless you decrease your cost of living, you will need to establish more revenue to offset your expenses.')

print('You are in the red by',str(outcome)+'!')

print('Your costs/expenses exceed your NET income.')

if cost <= netincome:

print('Awesome! Your Budget is good!\nYou have left-over cash to save after subtracting the cost of living.')

print('After all expenses, you have',str(outcome),'to save for the future.')

print('')

print('Note: Year-end federal and state tax refunds or payments are not included in this calculation.')